Plootus is a financial wellness and retirement planning platform designed to help employees make smarter money decisions and build a stronger financial future. By combining personalized insights, education, and actionable tools, Plootus empowers individuals to understand their goals, optimize savings, and plan effectively for retirement — all in one intuitive platform.
A key feature of Plootus is its 401(k)/403(b) allocation optimizer, which helps employees make informed, data-driven decisions about how to invest their retirement contributions. Using behavioral finance insights and advanced analytics, the platform analyzes each user’s goals, risk profile, and time horizon to suggest optimal fund allocations that can improve long-term outcomes.Beyond retirement optimization, Plootus simplifies budgeting, debt management, and goal setting — translating complex financial data into clear, practical guidance.
By making financial planning accessible and actionable, Plootus empowers every employee to take control of their financial future with confidence.